Loans

Restart your life here

Many refugees and asylum seekers are keen on starting or expanding their own business, but often lack two basic things: the financial assistance and business support to get them started. Thrive loans provide both of these essential requirements for success.

Thrive loans are refugee and asylum seeker friendly.


  • Loan amounts up to $20,000.
  • No deposit.
  • 12.5% variable interest rate.
  • No early termination fees.
  • No upfront or ongoing fees.
  • Weekly or monthly repayments

Who is eligible for a loan?

If you meet the above criteria, then you may be eligible for Thrive microfinancing and business support. 
Just complete the Expression of Interest (EOI) form below, submit to Thrive and a member of Thrive’s team will contact you.

Expression of Interest

Thrive Refugee enterprise lends money to eligible refugees and migrants to start-up or continue a business and must be repaid with interest within 3 years. To ascertain your eligibility, please complete and submit this form.

Our focus areas
Education

Providing information about the Australian business market and the knowledge and steps required to start or expand a business.

Loan

Providing refugees and asylum seekers with microfinance loans for new or existing businesses.

Post loan

Providing post-loan mentoring to guide refugee entrepreneurs towards business success.

Loan process
Loan calculator

While every business starts small, Thrive offers finance solutions to suit a huge range of business ideas. Our loan calculator can help you estimate your loan repayments, based on the amount you'd like to borrow.

$6,000

2 yrs

We’re done!

Here’s what you’re looking at to get a new start.

Repayment amounts

$10,000

The total payback amount:

$10,000

Regular payment:

Monthly

Term of loan

2yrs

At a interest rate of:

9.00%

Franchise Loans

We are associated with several franchise models which provide a secure way of starting your own business with mature marketing and mentoring support. Please feel free to ask us to arrange a free information session for you to learn more about them.

 
Franchise Models:
Fastway Couriers

Fastway Couriers expertise in collecting and delivering parcels in an exclusive territory. It’s a highly developed business model with over 30 years experience. Ideal for people who are friendly and reliable with enthusiasm to approach customers. Fastway has immediate opportunities both in metropolitan and regional areas. For franchisees, they offer free training, sales and marketing support to promote growth.
For more information »

Sanitair Air-conditioner

Sanitair Air-conditioner Sanitair is Australia’s largest specialised award-winning air conditioning cleaning and maintenance specialist. As a successful applicant, you will be offered a position to attend the Sanitair intensive Training Course to be trained as a professional licensed Air Conditioning Cleaning Technician. They offer great earnings and guaranteed works for you.
For more information »

Bathroom Werx

Bathroom Werx is a company that renovates and reconditions bathrooms and kitchens with the help of special enamel paint. To become a franchise owner, Bathroom Werx will train you and provide you a fully fitted and branded Ute with all needed tools. Advertising, quoting and bookings are centralised giving you more time to enjoy your business instead of being bogged down in paperwork. All you do is to go to the place and get the job done.
For more information »

Books & Gifts Direct

Books & Gifts Direct supplies and delivers a great range of books and gifts to corporate workplaces in a geographic territory. It’s a proven business model with a low start-up cost, ideal for people who likes to work at own pace from Monday-Friday during office hours. They have experienced master franchise team to mentor you with training and ongoing support to maximise your earning potential. You only need a van and a room or garage at home to store the books and gifts.
For more information »

The Handy Truck

The Handy Truck offers a range of pick up, delivery, removals and rubbish removals services to suit any budget. It has huge earnings potential and guaranteed work. As a handy Truck Business owner, the choice is yours to choose the vehicle that suits your goals for your desired business. You can work on the days and hours you choose and do the jobs that you want to do.
For more information »