Anyone with refugee and asylum seeking background
We're here to help with concerns about your loan repayments, especially now during COVID-19. Read More
Restart your life here
Many refugees and asylum seekers are keen on starting or expanding their own business, but often lack two basic things: the financial assistance and business support to get them started.
Thrive helps these aspiring refugee entrepreneurs get their feet off the ground by providing start-up business loans. These loans provide financial and business assistance – both essential requirements for success.
Thrive loans are refugee and asylum seeker friendly.
- Loan amounts up to $25,000* per 3 years.
- 11.5% variable interest rate.
- No early termination fees.
- No upfront or ongoing fees.
- Weekly or monthly repayments.
*Amounts and terms greater than $25k and over 3 years may be considered on a case-by-case basis.
Who is eligible to receive start-up business loans?
Anyone who has work entitlements
Anyone who is above 18 years of age
If you meet the above criteria, then you may be eligible for Thrive microfinancing and business support. Just complete the Expression of Interest (EOI) form below, submit it to Thrive and a member of our team will contact you.
In the meantime, if you have a rough estimate of how much you wish to borrow, check out the loan calculator further down below.
Our focus areas
Providing information about the Australian business market and the knowledge and steps required to start or expand a business.
Providing refugees and asylum seekers with microfinance loans for new or existing businesses.
Providing post-loan mentoring to guide refugee entrepreneurs towards business success.
Loan process
EOI received
Thrive reviews your knowledge and understanding of how businesses operate in Australia
If necessary, we provide free knowledge and training internally or through external training partners
Apply for a loan
If your loan is approved, we support you with free mentoring and general business support
Loan calculator
While every business starts small, Thrive offers finance solutions to suit a huge range of business ideas. Our loan calculator can help you estimate your loan repayments and properly manage your start-up business loans, based on the amount you'd like to borrow.
We’re done!
Here’s what you’re looking at to get a new start.
Repayment amounts
$10,000
The total payback amount:
$10,000
Regular payment:
Monthly
Term of loan
2yrs
At a interest rate of:
9.00%
We are associated with several franchise models which provide a secure way of starting your own business with mature marketing and mentoring support, as well as franchise loans to help you kickstart your enterprise.
Navigating the complicated franchise road
Owning a franchise in Australia presents its own unique set of challenges. Franchise owners have to consider many factors that are different from traditional business owners – a key challenge being the business and personal credit check.
At Thrive, we not only provide you with franchise loans, but also the relevant expertise and advice on how to start your franchisee journey on the right foot.
Please feel free to ask us to arrange a free information session for you to learn more about them.
Franchise Models:
Keen to Clean Keen to Clean is a trusted name in the cleaning business. Striving to be one of the best cleaning service providers in Australia, all the cleaners are trained and certified, and all cleaning jobs done are spic-and-span on time. Keen to Clean's mission is to provide unmatched customer service and an excellent cleaning job to our valued customers. As an advocate of a clean and green environment, Keen to Clean uses cleaning products that are safe for you, your place and the environment. The service areas include Melbourne, Sydney and the surrounding areas.
For more information »
Bathroom Werx is a company that renovates and reconditions bathrooms and kitchens with the help of special enamel paint. To become a franchise owner, Bathroom Werx will train you and provide you a fully fitted and branded Ute with all needed tools. Advertising, quoting and bookings are centralised giving you more time to enjoy your business instead of being bogged down in paperwork. All you do is to go to the place and get the job done.
For more information »
Jims Mowing Jim's Mowing is the Largest Mowing and Garden Care Franchise System in the world. Jim's Mowing began as a one-man business in 1982 and established the Jim's Mowing Franchise system in 1989. Now, with over 3300 franchises, Jim's Mowing has an extensive network across Australia, New Zealand, Canada and the United Kingdom. This business has grown and become a leader in lawn mowing and garden services through offering training and support to our quality Franchisees. This business has built an excellent reputation to deliver the same reliable, friendly and professional service that Jim offered his own customers in 1982, and is the best known Lawn and Garden Care Group in Australia. For more information »
For Thrive to assist you effectively, it is important for you to understand where your strengths lie. Pathways to Thrive is a new initiative that shows you the common and popular paths our past clients have taken. By combining this insight with your knowledge, skills and past experience, we hope you will be better positioned to plan your business direction moving forward.
Select your preferred pathway now
The Cleaner Path
The Courier Path
Market Assessment
Business Guides and tools
Prospective Partners
License and permit details
Mentorship
Loan
If you’re unsure about which path to take, not to worry. You can always register your interest before filling up the actual loan application form. This will allow us to clarify some of your questions or doubts before you take the next step.
Thank you for registering your interest with Thrive.
Someone from our team will get in touch with you shortly.
Excited to come on board? Get inspired by some of our Success Stories today.
Key partners
